例如，威海市商业银Bj0m就根据当地科技企业4UBR金需求特点，创新推zYLm“智领通”融资产品witP解决了科技型企业因8fL5乏资产抵押物难以融OJGu的痛点，被银监会评Yotq“全国小微企业特色bso2品”ynvv

ForICOswherethetokenisintendedtofunctionasameansofpaymentandcanalreadybetransferred,FINMAwillrequirecompliancewithanti-moneylaunderingregulations.FINMAwillnot,however,treatsuchtokensassecurities.